PARKER FINANCIAL, LLC | Plan well...to live well

Defining the Firm's Service Model

Clients share needs, wants and expectations that help define the firm's service model:

• need advice, planning, lifestyle services and financial performance
• want attention, support and care
• expect quality, consistency, stability, transparency and fairness

Financial Planning Process

The firm has adopted the CFP Board of Standards, Inc. Financial Planning Practice Standards and a Six Step Financial Planning Process. 

Our comprehensive services and fees are summarized below:

Personal Financial Planning

The firm is committed to providing you with objective advice so that you will be better prepared for important financial decisions and sudden life changing events, because we understand your life is more complex than ever.

The firm is dedicated to helping you prepare a customized financial plan for your future, because we care about your ability to maintain a healthy life-style in retirement. 

Investment Management

The firm can provide the financial expertise, portfolio guidance, personal service and relationship that many affluent clients seek. The firm has discretionary authority over and provides continuous and regular investment supervisory or management services to you and access to one of the most experienced institutional custodians in the industry, including Schwab Signature Alliance(r).

These services are most commonly utilized because individual and family assets have grown in size and complexity demanding professional investment management.

Fiduciary Service

Parker Financial, LLC has an affirmative duty of utmost good faith to act solely in the best interest of its clients.  We are an independent fee only registered investment adviser in the state of Maryland.  

Family Strategic Planning

The firm can help facilitate integrated wealth management solutions and is prepared to collaborate closely with your lawyers, accountants, insurance agents and other professional advisers.

Signature Life-Style Management Service

Our Signature Life-Style Management Service helps to simplify and enrich your life.  You can customize any of the following benefits for administrative, advanced planning, concierge and life-style services to meet your unique and personal needs:

Reminders - Let us know special dates and we'll send you an advance reminder; anniversaries, meetings and birthdays.

Charitable Giving - We can help you define your philanthropic aspirations, research worthy charities, and design and monitor gifts.

Eldercare Financial Management - Ensure a meaningful and caring future for you and those you love.  We can help you prepare a family care giving plan.

Family Education - We can help educate children and grandchildren to be responsible stewards of wealth.  We host client events and educational seminars and publish a blog 2LIVEWELL and write a monthly newsletter.

Financial Affairs - We can help you get your financial affairs in order and prepare financial statements, maintain financial records, and maintain inventories of assets and collectibles.

Project Management - We can help you every step of the way to plan any task on budget from start to completion for lavish events to home remodeling.

Referral Network - Whether you are celebrating a special occasion, or treating yourself to a day at the spa, Parker Financial, LLC knows who to turn to with our well-established network of service providers.

Independent Fee Only

Parker Financial, LLC is an independent fee only registered investment adviser in the state of Maryland.  Our fees are based upon hourly rates, flat fee or investment assets under management.  To ensure that the firm's interests remain aligned with our clients, compensation is not based upon commissions or transactions.  Our objective is to always make recommendations solely in the client's best interest.  We do not accept commissions, referral fees or other types of compensation for the products and services recommended from a third-party.   

Hourly Rate: Christine Parker, CFP(r) billable rate is $220 per hour for financial planning services.  Let us help you by preparing a Comprehensive Financial Plan, starting at $1,100.

Investment Management Fee Schedule:

The firm intends to raise the minimum account size up to $250,000 in 2011 for investment management services.  A revised ADV Part II will be filed in the near future but before February 28, 2011.

                                                                                             (*Per annum paid quarterly in advance)

Flat Fee Annual Retainers: The firm offers flat fee annual retainers for financial planning and investment management services.